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master's thesis
Kreditna analiza na primjeru poduzeća
2023. urn:nbn:hr:155:306474
Zmijarević, Ivona
University of Dubrovnik
Department of Economics and Business Economics

Cite this document

Zmijarević, I. (2023). Kreditna analiza na primjeru poduzeća (Master's thesis). Dubrovnik: University of Dubrovnik. Retrieved from https://urn.nsk.hr/urn:nbn:hr:155:306474

Zmijarević, Ivona. "Kreditna analiza na primjeru poduzeća." Master's thesis, University of Dubrovnik, 2023. https://urn.nsk.hr/urn:nbn:hr:155:306474

Zmijarević, Ivona. "Kreditna analiza na primjeru poduzeća." Master's thesis, University of Dubrovnik, 2023. https://urn.nsk.hr/urn:nbn:hr:155:306474

Zmijarević, I. (2023). 'Kreditna analiza na primjeru poduzeća', Master's thesis, University of Dubrovnik, accessed 27 April 2024, https://urn.nsk.hr/urn:nbn:hr:155:306474

Zmijarević I. Kreditna analiza na primjeru poduzeća [Master's thesis]. Dubrovnik: University of Dubrovnik; 2023 [cited 2024 April 27] Available at: https://urn.nsk.hr/urn:nbn:hr:155:306474

I. Zmijarević, "Kreditna analiza na primjeru poduzeća", Master's thesis, University of Dubrovnik, Dubrovnik, 2023. Available at: https://urn.nsk.hr/urn:nbn:hr:155:306474

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Metadata
TitleKreditna analiza na primjeru poduzeća
Title (english)Credit Analysis on the Example of a Company
AuthorIvona Zmijarević
MentorIvana Kraljević Radalj (mentor)
Committee memberZrinka Golemac (predsjednik povjerenstva)
Committee memberIris Lončar (član povjerenstva)
GranterUniversity of Dubrovnik
(Department of Economics and Business Economics)
Dubrovnik
Defense date and country2023-06-16, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Kreditna analiza je postupak koji banka provodi na svakom klijentu koji kod nje zatraži kredit. Poslovanje banaka je toliko široko, i taj njihov širok spektar poslova ih je primorao da imaju posebne odjele koji se bave kreditnim zahtjevima stranaka. To je poseban proces u kojem djelatnici kreditnog odjela analiziraju financijske izvještaje poduzeća, promatraju poslovanje poduzeća i na kraju daju zaključak je li promatrano poduzeće kreditno sposobno odnosno hoće li u budućnosti moći vraćati posuđeni iznos novca uvećan za kamatu. Osim financijskih izvještaja promatra se i poslovanje poduzeća kroz prošlost, njegova zaduživanja u prošlosti, upravljačka struktura poduzeća te se radi projekcija budućeg poslovanja. Sve dobivene informacije i izračuni se pomno analiziraju te se na kraju cijelog procesa analize daje zaključak, odnosno donosi odluka hoće li se zahtjev za kreditom odobriti ili odbiti. Jedan dio tih analiza i promatranja smo obradili u ovom diplomskom radu te dali zaključak je li Valamar Riviera d.d. kreditno sposobno.
Abstract (english)
Credit analysis is a procedure that bank needs to conduct to every client that applies for a loan. Banking is so wide spectrum of business that it requires special departments to deal with credit requests. It is a special process in which employees of the credit department analyse the company’s financial statements, observe the company s business and finally give a conclusion as to whether the observed company is creditworthy and whether it will be able to return borrowed amount of money plus interest in the future. Besides the financial reports, banks also observe company’s activities in the past, management structure and projection of business in future. All obtained information and calculations are carefully analysed, and at the end of the process the decision is made, whether the loan request will be approved or rejected. We processed a part of these analyses and observations in this thesis and concluded whether Valamar Riviera d.d. is creditworthy.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:155:306474
Study programmeTitle: Financial Management
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni/a specijalist/ specijalistica financijskog menadžmenta (stručni/a specijalist/ specijalistica financijskog menadžmenta)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2023-09-14 09:10:35