prikaz prve stranice dokumenta Izloženost banaka
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master's thesis
Izloženost banaka
2021. urn:nbn:hr:155:578023
Matić, Martina
University of Dubrovnik
Department of Economics and Business Economics

Cite this document

Matić, M. (2021). Izloženost banaka (Master's thesis). Dubrovnik: University of Dubrovnik. Retrieved from https://urn.nsk.hr/urn:nbn:hr:155:578023

Matić, Martina. "Izloženost banaka." Master's thesis, University of Dubrovnik, 2021. https://urn.nsk.hr/urn:nbn:hr:155:578023

Matić, Martina. "Izloženost banaka." Master's thesis, University of Dubrovnik, 2021. https://urn.nsk.hr/urn:nbn:hr:155:578023

Matić, M. (2021). 'Izloženost banaka', Master's thesis, University of Dubrovnik, accessed 18 April 2024, https://urn.nsk.hr/urn:nbn:hr:155:578023

Matić M. Izloženost banaka [Master's thesis]. Dubrovnik: University of Dubrovnik; 2021 [cited 2024 April 18] Available at: https://urn.nsk.hr/urn:nbn:hr:155:578023

M. Matić, "Izloženost banaka", Master's thesis, University of Dubrovnik, Dubrovnik, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:155:578023

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Metadata
TitleIzloženost banaka
Title (english)Exposure of Banks
AuthorMartina Matić
MentorIvana Kraljević Radalj (mentor)
Committee memberIris Lončar (predsjednik povjerenstva)
Committee memberMario Bilić (član povjerenstva)
GranterUniversity of Dubrovnik
(Department of Economics and Business Economics)
Dubrovnik
Defense date and country2021-07-08, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Cilj diplomskog rada je analiza najznačajnijih rizika u bankarskom poslovanju, te njihov utjecaj na poslovanje. Također su obrađeni Baselski ugovori (Basel I, Basel II, Basel III), te je provedena analiza izloženosti banaka u hrvatskom bankarstvu. Banke se tijekom poslovanja susreću s raznim vrstama rizika, a najvažniji u suvremenom poslovanju su rizik likvidnosti, tržišni rizik, operativni rizik, te kreditni rizik. Kreditni rizik čini najveći udio u bankarskom poslovanju i zato se smatra najutjecajnijim za zaradu banke, njihovo poslovanje i opstanak na tržištu. Kreditni rizik se odražava direktno na dobit ili gubitak banke. Rizik likvidnosti je također indikator cjelokupnog poslovanja banke, te nužno povezan s ročnom strukturom. Također predstavlja i obvezu banke za izvorima sredstava za pokriće manjkova. Izloženost tržišnim rizicima se ogleda u vidu buduće promjene u tržišnim cijenama, promjene u kamatnim stopama, cijenama vlasničkih vrijednosnica, valuti i kreditnoj marži. Odgovornim bankarskim poslovanjem koje podrazumijeva jasno definiranu i određenu politiku i strategiju upravljanja rizicima mogu se postaviti standardi za mjerenje, praćenje i kontrolu kako bi banke smanjile svoju izloženost prema rizicima.
Abstract (english)
The aim of this thesis is to analyze the most significant risks in banking business and their impact on business. Basel contracts (Basel I, Basel II, Basel III) were also processed and an analysis of banks' exposure in Croatian banking was conducted. Banks are faced with various types of risk during their operations, and the most important in modern business are liquidity risk, market risk, operational risk, and credit risk. Credit risk accounts for the largest share of banking operations and is therefore considered to be the most influential for a bank's earnings, operations and survival in the market. Credit risk is reflected directly in the profit or loss of the bank. Liquidity risk is also an indicator of the bank's overall operations, and necessarily linked to its maturity structure. It also represents the bank's commitment to sources of funds to cover deficits. Exposure to market risks is reflected in future changes in market prices, changes in interest rates, equity prices, currency and credit margin. Responsible banking, which involves a clearly defined and defined risk management policy and strategy, can set standards for measurement, monitoring and control to help banks reduce their exposure to risk.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:155:578023
Study programmeTitle: Financial Management
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni/a specijalist/ specijalistica financijskog menadžmenta (stručni/a specijalist/ specijalistica financijskog menadžmenta)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Public note4227
Created on2021-09-15 08:47:18